The Indian government has launched a program called Pradhan Mantri Awas Yojana Gramin with the aim of providing rural villagers with houses at a reasonable price. The PMAYG plan, first introduced in 1985 under the name Indira Awaas Yojana, was significantly revised and reintroduced in 2016 by the current government as part of its Housing for All by 2022 agenda. The PMAYG mission will now continue to 2024, having recently been extended. Thousands of people living in rural areas will benefit from this promotion. In today’s article, we will learn more about PMAYG 2022-23 and its benefits.
PMAYG 2022-23
PMAYG aims to deliver Pucca homes with water, sanitation and electricity to all eligible rural families in two phases. People who do not own a home, as well as people living in Kutcha homes or badly damaged homes are the target audience for this program. This plan aims to provide 1.95 million Pucca homes in rural India between 2019 and 2022. This project has been extended to 2024 and the goal is now to have 2.95 million Pucca homes. Check the name in the PMAY gramin list
In the 2022-23 Union budget, the finance minister called for the construction and delivery of 80,000 affordable housing by 2023. The finance minister also proposed allocating Rs 48,000 crore for delayed affordable housing projects nationwide. It accelerates construction projects. The minimum size of apartments to be developed under the PMAYG 2022-23 project has been increased from the current 20 square meters to 25 square meters.
Subsidy program PMAYG 2022-2023
Beneficiaries of the program are eligible to receive loans from participating financial institutions up to Rs. 70,000.
Program beneficiaries are interested in a subsidy of around three percent.
The maximum amount of capital that can be awarded under the subsidy is 2 lakh rupees.
For the EMI (Instalments) to be paid, the maximum subsidy amount to be received is 38,359 rupees.
Pradhan Mantri Awas Yojana Gramin 2022-23 Overview
| Scheme Name | Pradhan Mantri Awas Yojana Gramin (PMAYG) |
| Official Website | pmayg.nic.in |
| Toll-Free Number | 1800-11-6446 / 1800-11-8111 |
| PMAYG Beneficiary Registration Guide | Download Manual |
| PMAYG | Portal / Application |
PMAYG 2022-23 goals
The aim of the program is to provide financial support to people living in Kaccha houses or houses that have been destroyed, as well as to people who do not own their own houses. The plan includes the provision of basic utilities such as electricity, LPG water and road connections, in addition to the construction of housing.
PMAYG 2022-23 benefits
Below is a list of the key aspects of the PMAYG system:
- In flat regions, the central and state governments would split the cost of the unit 60:40, resulting in an aid amount of 1.20 lakh rupees for each unit.
- The ratio is 90:10 in the Himalayan States, the North Eastern States and the Union Territory (UT) of Jammu and Kashmir, with up to Rs. 1.30 lakh in aid available for each unit.
- MGNREGS scheme beneficiaries are paid a daily wage of Rs. 90.95 for unskilled labor.
- Gram Sabhas are responsible for reviewing the information provided by the Socio-Economic and Caste Census (SECC) to determine who the beneficiaries are.
- Under the terms of the project, the central government would fully foot the bill for all other expenses and additional financial assistance of Rs. 12,000 will be provided to each beneficiary for the construction of permanent toilets and two tanks in each house.
- Payments are sent digitally and deposited directly into bank accounts or postal accounts linked to Aadhaar.
- Beneficiaries can choose home designs based on geography, climate, culture, and other factors.
- Beneficiaries can choose home designs based on geography, climate, culture, and other factors.
PMAYG 2022-23 Eligibility
Eligibility includes deprivation scores and priority lists.
- The program helps homeless families.
- Zero, one or two bedroom Kutcha homes.
- Households without a 25-year-old who can read and write.
- Households without a 16- to 59-year-old man.
- Households without adults aged 16 to 59.
- Landless families with casual labor.
- SC, ST and other minorities are also priorities of this program.
- Households in which only one disabled person and no one else lives in the household are not employable.
Documents required
The required documents are as follows:
- Beneficiary “Aadhaar number
- Consent to use Aadhaar on behalf of the beneficiary
- MGNREGA registered work card number of the beneficiary
- Swachh Bharat Mission (SBM) Beneficiary Number
- Bank passbook, IFSC code
- Mobile number (optional)
PMAYG 2022-23 application process
- To apply, you must have a login ID on the official website.
- Please login to PMAYG. After entering the credentials, press Sign In.
- After successful registration, a form is displayed.
- Please ensure that the relevant information is entered in the personal information field, such as: B. Gender, mobile phone number, Aadhaar number, etc.
- Please upload the signed authorization document required to use your Aadhaar number.
- To find the Beneficiary Name, PMAY ID and Priority, click the “Search” button.
- To register, use the Select to Register option.
- The recipient information is created and presented automatically.
- Now the rest of the beneficiary data can be filled in, such as ownership type, relationship, Aadhaar number etc.
- Upload the authorization form required to use the beneficiary’s Aadhaar number.
- In the next part, fill out the appropriate forms with the beneficiary’s account information. This includes the beneficiary’s name, bank account number and any other relevant information.
- If the recipient is interested in a loan, select Yes and enter the minimum amount required for the loan.
- In the next part, you need to enter the beneficiary’s MGNREGA labor card number as well as their Swachh Bharat mission number.
- The responsible body fills in the following space.
Check PMAYG 2022-23 status
- PMAYG subsidy status can be checked online by following the procedures below:
- Visit this address which is an official website at https://pmayg.nic.in/netiay/home.aspx.
- Then select the “Awaasoft” tab on the home page.
- Enter the FTO number or PFMS ID and the Captcha code. Press the send button.
- The current status of the application form is displayed on the screen.