LIC Dhan Varsha Plan 866 Details, Benfits & Features | LIC धन वर्षा योजना क्या है | Dhan Varsha Plan LIC Premium Chart, Calculator | एलआईसी धन वर्षा प्लान लाभ एवं विशेषताएं
The country’s largest life insurance company, LIC (Life Insurance Corporation), is always coming up with new plans. This time, LIC has come up with a great plan for the citizens. Whose name is LIC Dhan Varsha Plan 866. Which was launched recently. LIC Dhan Varsha Plan 866 comes with a variety of features including a bonus and 10x insurance. Today, in this article, we provide you with all the important information about LIC Dhan Varsha Yojana. So that you, too, receive 10-fold risk protection by investing in life insurance. So, you must read this article carefully till the end.
LIC Dhan Varsha Plan 866
Life Insurance Corporation of India LIC has launched a new plan. Its name is LIC Dhan Varsha plan 866. 866 number is the LIC Dhan Varsha plan based on LIC table number. The LIC Dhan Varsha Plan is a single premium non-participating individual savings life insurance plan. This gives you the convenience of saving along with security. With a tariff with a single premium, you get 10 times the risk protection. At the same time, you benefit from many facilities. In LIC’s Dhan Varsha plan, you only need to deposit the premium once. You don’t have to pay premiums again and again.
— LIC India Forever (@LICIndiaForever) October 17, 2022
एलआईसी धन वर्षा प्लान Key Highlights
|आर्टिकल का नाम
|LIC Dhan Varsha Plan 866
|भारतीय जीवन बीमा निगम LIC
|ग्राहकों को 10 गुना रिस्क कवर उपलब्ध कराना
|LIC धन वर्षा पॉलिसी खरीदने वाले नागरिक
Goal of LIC Dhan Varsha Plan
The main goal of introducing the LIC Dhan Varsha plan is to provide security as well as the convenience of savings. One-time premium plan to offer clients 10x risk coverage. In addition, the benefit of other facilities should also be provided. In LIC’s Dhan Varsha plan, you only need to deposit the premium once. You don’t have to pay premiums again and again.
You can complete Risk Protection up to 10 times
In the LIC Dhan Varsha policy, customers can get risk coverage equal to 10 times the premium paid. You can be insured for up to 10 times the premium amount. The sum insured is a fixed amount. Which is promised to the customer by the insurance company when it is due. If you take out a policy for a premium of Rs 1 lakh you can take out a sum insured policy of Rs 10 lakh. LIC Dhan Varsha Police is a single premium plan where two options are available.
Option 1 – If option 1 is selected, customers will receive 1.2 times the sum insured compared to the premium paid. That is, if someone took 10 lakh single premium. And in the event of his death, the client’s family will receive Rs 12.5 lakh along with the guaranteed extra bonus.
Option 2 – By selecting Option 2 in LIC’s Dhan Varsha policy, the client will receive risk coverage equal to 10 times the premium deposited. This means that in the event of death, 10 times the cash support is available. That is, if 10 lakh single bounty was given. The candidate, i.e. H. the client’s family, so receives Rs 1 crore along with the guaranteed bonus. You have to consider what is the use of choosing the first option when the second option gets 10 times the risk coverage amount. So let us tell you that choosing the first option will bring you more bonus than the second one.
So you can take the LIC Dhan Varsha plan
Let us tell you that you cannot buy LIC Dhan Varsha plan online. This plan is only available offline. The LIC Dhan Varsha plan has only two terms. The first term is 10 years. And the second term is 15 years. You can choose one of these terms. The Single Premium Guaranteed Bonus option is considered good. The guaranteed bonus is based on the option and duration you choose.
First bonus option – If you take the sum insured more than 7 lakhs with the first option for a term of 10 years. So you get a guaranteed bonus of Rs 70 per thousand and if you choose a sum insured of Rs 7 lakh or more with a term of 15 years. So you get a guaranteed bonus of Rs 75 per thousand.
Second Bonus Option – If you choose this 10 year option. So Rs 35 per year you get a guaranteed bonus. Also, you get a guaranteed bonus of Rs 40 per thousand with a tenor of 15 years. This option gives you less bonus. Because in this variant there is a 10-fold risk protection.
Up to what age can LIC take Dhan Varsha Yojana
Both options in LIC’s Dhan Varsha policy if you have opted for a 15 year plan. The minimum age for taking out the policy is 3 years. If you choose a term of 10 years. The minimum age for taking out the policy would therefore be 8 years. In the LIC Dhanvarsha Policy if you choose the first option. So 60 years is the maximum age to take out the policy and if you take out 10x risk coverage. Up to the age of 40 you can join this 10-year plan. For the second option, the maximum age is 35 years. With a term of 15 years.
Benefits and Features of LIC Dhan Varsha Plan 866
- In the policy of LIC Dhan Varsha, you will be given the option of borrowing and handing over.
- Aside from that, the beneficiary can also take the money drawn as an annuity in installments instead of taking it all together.
- The LIC Dhan Varsha Plan is a single premium non-participating individual savings life insurance plan. This gives you the convenience of saving along with security.
- When choosing the first option, customers receive 1.2 times the sum insured compared to the premium paid. That is if someone has taken 10 lakh single premium and dies. So, the client’s family gets Rs 12.5 lakh along with the guaranteed extra bonus.
- By choosing the second option in LIC’s Dhan Varsha policy, the customer receives risk coverage of 10 times the deposited premium.
- In LIC’s Dhan Varsha plan, you only need to deposit the premium once. You don’t have to pay premiums again and again.